How Leasing Works

Leasing is another popular financing option!

$35,000 Selling Price
MINUS $14,000 Guaranteed Future Value (residual)
________________
$21,000 Difference

Acura Financial allows us to tap into their computers and determine a
MINIMUM GUARANTEED FUTURE VALUE
for your vehicle 2-3-4-5 years from now and deduct that amount from the
selling price of the vehicle today - all you pay for is the difference.

It’s just that simple!

At the end of the lease agreement, you’ll have three great options to choose
from:

1—You may want to keep the vehicle. In this case, you can purchase the vehicle for the guaranteed (residual) value.

2—You can drop it off and we’ll send it back to Acura Financial. Some vehicle’s market values may be worth less than their residual values but because Acura Financial guarantees the end value, they will incur the loss and not you.

3—If you wish, you can also sell your vehicle to someone or to the dealership. Many people find that their vehicle is worth more that the residual value because they have cared for it very well. In this case, there could be an opportunity for you to cash in on some equity at the end of your lease.
It’s a ‘WIN—WIN’ scenario for consumers!

Just pay for what you drive.

- Options vs. an obligation
- Drive a newer vehicle more often
- Keep up with new styling, technology & safety features
- Avoid maintenance & repairs costs
- Avoid a loss due to market conditions
- Avoid negative equity
- Avoid uncontrollable depreciation if the vehicle was in an accident
- No trade-in hassles
- Tax savings or deferrals
- GAP coverage is included
- Possible better tax write-offs
- Resale options
- Early termination options
- Cash in on possible equity

Contact Information

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Privacy Statement

Introduction
As a valued customer, we want to ensure that your private information is kept private and only shared with those companies that are authorized by yourself or that are allowed or required by law. This document explains our privacy policy, gives you reasons why we ask for the type of information we do, and if we do reserve a right to share information with non-affiliated third parties, lets you "opt-out" of our reservation to do so. Please take a moment to read this entire policy.

Collection of Information
The purchase of a motor vehicle requires considerable accumulation of non-public personal information. For example, if we sell or lease you a vehicle—extending credit to you at your request—we will receive information from you in order to determine your creditworthiness. We may also obtain information from a credit reporting agency. We may also obtain information from third parties such as employers, references and insurance companies.

Some of the information we obtain from you may be required by provincial or federal agencies, such as the Department of Motor Vehicles or the Canada Revenue Agency. This information may be required even if you were to pay cash for your vehicle. Examples would be a driver's license or social security number.

Protecting Your Information
We safeguard nonpublic personal information according to established industry standards and procedures. We maintain physical and electronic safeguards that comply with provincial and federal law. We restrict access to non-public personal information about you to those employees and outside contractors who need to know the information to provide goods or services to you. We prohibit our employees and agents from giving information about you to anyone in a manner that would violate any applicable law or our privacy policy.

Information Sharing
Unless we have indicated our desire to share your non-public personal information with non-affiliated third parties (by checking the box in the section below), we share information:

A) For everyday business purposes, such as to process transactions, maintain account(s), to respond to court orders and legal investigations, or to report to credit bureaus.

B) For the purposes of processing a sale or lease transaction at your request or authorization, such as submitting information to third party financial institutions that may be requested to take an assignment of the contract, or verifying insurance coverage information.

C) When using outside service providers to help us provide you with products and services. Before providing information to our service providers, we enter into contractual agreements prohibiting them from disclosing or using the information other than for the purpose for which it was disclosed.

D) With "Affiliated" companies. Companies that are affiliated with us include any company that controls us, any company that we control, or any company under common control with us.

I am interested in purchasing or leasing a vehicle and request that my Consumer Credit Report be obtained, at no cost to me, in order to help determine the types and extent of financing which may be available to me.

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